Bed-Stuy/Clinton Hill ATM Overcharges

gtrain

I've noticed that everytime I go to an ATM along Fulton Street (between Nostrand and Washington Ave) I am always double charged for convenience fees.

For example I went to the Met grocery store on Fulton and Hall Street - later that week I look at my bank statement and I got charged once for $1.75 and again for $1.50! Meanwhile, while I was making the transaction I was notified that I would be charged for $1.75 only. This has happened to me many times.

My bank is not charging me a withdrawal fee to use other ATMs - I know this because this double-dipping fees have only happened since I moved to Bed-Stuy/Clinton Hill and started using the ATMs there.

I suppose it's only a buck fifty loss but it irritates me that the area businesses think that it's okay to take advantage of the people in the neighborhood.

I must also note that the ATM at the check cashing place on Fulton & Franklin is legit and I would assume that the Chase bank is all right too. All those bodegas can suck it, though.

RANT OVER.

mantic

find a place that does cash back and buy a stick of gum.

gtrain

mantic wrote: find a place that does cash back and buy a stick of gum.

haha! that's what i usually do on the days where i lack shame - but every once in awhile i feel like a cheapskate and can't bring myself to do it. but anyway, IT'S THE PRINCIPLE!

oneoneone

My bank (etrade) reimburses me for any and all atm fees. No stupid "service" fees either. If you can live without a storefront bank (deposits are by mail) and are comfortable using a computer (to check balance, etc) then you might give them a try. Feels good to avoid the local banking giants.

leffertsgirl

i get the same benefits through a credit union. definitely worth looking into.

isla

mantic wrote: find a place that does cash back and buy a stick of gum.

Besides Whole Foods, Trader Joes, CVS and the post office, I have yet to find a reliable cash back place.

Where are these buy some gum cash back places you speak of?

leffertsgirl

the met grocery store on fulton does $20 max cash back i believe.

gtrain

isla wrote: [quote=mantic]find a place that does cash back and buy a stick of gum.

Besides Whole Foods, Trader Joes, CVS and the post office, I have yet to find a reliable cash back place.

Where are these buy some gum cash back places you speak of?

as much as i HATE the associated grocery store on fulton/franklin and think that it needs to be shut down permanently, they do offer $20 max cash backs.