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If one's budget doesn't include health care costs or defense spending - Page 2 — Brooklynian

If one's budget doesn't include health care costs or defense spending

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  • In a democracy you can't blame anyone but the dumb ass voters for not looking into the future cause they keep voting for the 2 damn lazy ass status quo parties.

    American voters do not deserve all the blame, just some. There are many powers at work that invest resources that voters could never dream of in order to keep things just the way they are.

    After all, according to the Supreme Court (which we don't vote on) corporations carry many of the same rights as individuals.

    The next time groups made up of individual voters gain a fraction of the influence or power peddled by lobbyists and special interest groups, please let me know.

  • Krugman:

    June 4, 2011, 1:56 PM

    Medicare Sustainability



    Just a further data note. Canada has a system called Medicare; it’s actually quite a lot like US Medicare, but less open-ended and more serious about cost control. Here’s Canadian spending on health versus US spending, both as percentages of GDP:

    Hmm. Canadian Medicare looks pretty sustainable, especially as compared with the US system, which has much more private insurance.

    Now, Canadian health care isn’t perfect — but it’s not bad, and Canadians are happier with their system than we are with ours.

    So anyone who tells you that Medicare as we know it — a single-payer system that covers everyone over a certain age — is unsustainable is ignoring the clear evidence that other countries somehow manage to make similar systems quite sustainable.

  • I'm sure if we have tort reform in the us as a whole not just state by state the medical cost could come down alot!!!

    we got way too many frivolous lawsuits.

  • at the end of the day, the voters are the ultimate deciders, if they are that dumb and easily persuaded to listen to some stupid ads without checking facts maybe democracy and voting isn't for them? lol other wise can't really blame some guys with money to change the sheeps minds easily.

    in a democracy you can't blame anyone but the idiots who vote the idiots in.

  • ...and the idiots who do not vote.

  • armchair_warrior said:

    I'm sure if we have tort reform in the us as a whole not just state by state the medical cost could come down alot!!!

    we got way too many frivolous lawsuits.

    The numbers don't really bear this out. In 2008 medial malpractice suits accounted for roughly 2.4% of health care spending.

    As this article says, malpractice needs to be addressed, but it isn't a significant cause of health care costs.

    http://www.washingtonpost.com/blogs/ezra-klein/post/meme-busting-tort-reform--cost-control/2011/06/02/AGpb0DHH_blog.html

    armchair_warrior said:

    at the end of the day, the voters are the ultimate deciders, if they are that dumb and easily persuaded to listen to some stupid ads without checking facts maybe democracy and voting isn't for them? lol other wise can't really blame some guys with money to change the sheeps minds easily.

    in a democracy you can't blame anyone but the idiots who vote the idiots in.

    When this country does things like remove the barriers to creating legitimate third parties or gets ALL private money out of politics, I'll be more inclined to blame the masses.

    ...and the idiots who do not vote

    Some people actively campaign for third parties, and willfully choose not to vote Dem/Repub. I don't consider those particular people idiots.

  • BG wrote: The numbers don't really bear this out. In 2008 medical malpractice suits accounted for roughly 2.4% of health care spending.

    The effect of malpractice suits are far greater.

    For example, these lawsuits result in increased malpractice premiums that are then passed on to patients and health insurers.

    ...you also have a situation in which MDs prescribe lots of tests and procedures because they fear that they are at risk of a lawsuit if they do not. This "lawsuit avoidance" drives of health costs.

  • As that blog posts refers to, there isn't really data that suggests "lawsuit avoidance" is a significant driver of health care costs.

    Texas capped lawsuits and didn't see the desired effect. And this study found that while it would reduce health care costs, it is by no means a "driving" factor.

    http://content.healthaffairs.org/content/29/9/1578.abstract

    As I've posted elsewhere (with data!) the high costs of health care come primarily b/c there is no check and balance, no price shopping, little cost analysis, and the entire system is based on incentives for treatments, not for health. Among, many, many other factors.

    I encourage anyone who cares about this topic to at least read the Atul Gawande articles from the New Yorker. Great primer and basic data.

  • Boygabriel said:

    Much like your blanket statements about entitlements I guess.

    BG you can do better than this.

    The article you posted was incredibly vague and did not provide any specific numbers... and also, to me at least, created more questions than it answered. He made no case for his solution being the answer to Medicare's sustainability problem.

  • This article seems point out that unnecessary procedures are a significant driver of health care costs, and that lawsuit avoidance is one of the reasons.

    http://www.newsweek.com/2010/03/04/this-won-t-hurt-a-bit.html

    The fact that providers have to deal with auditors from every insurance company they are qualified to accept does not help the situation either.

    I don't miss working in Health Care at all.

  • Oh I'm sure it's built into the cost. But a lot of people like to portray it as the main driver, or that tort reform would solve most of our health care cost problems. I just don't think it's true.

    We have systematic problems that have as much to do with providers, clinics and hospitals themselves as with anything else, such as lawsuits or unhealthy eating habits.

    Our entire health care system is incredibly inefficient and expensive. In fact, by those metrics it's the worst in the Western world. This is precisely why any real debate about spending or budgeting simply has to address health care as a top priority. And I don't mean Obama's Health Insurance law.

  • As both a percentage of government spending AND as a percentage of GDP, I think health care costs will drop once it becomes so expensive few people can afford to consume or provide it.

    I hear that is the situation in impoverished countries in Africa.

  • Or we could regulate effectively before it got to that point.

    We have plenty of people who can't afford adequate insurance already.

    Reform reform reform.

    Better for our budget. Better for our debt. And oh yeah, better for the health of the average American.

  • If we decide to do nothing, will Doctors Without Borders be able to come help?

  • lol the doctors will be unemployed or paid very little probably can't afford to travel any more :p.

  • Cool The Kid said:

    BG you can do better than this.

    The article you posted was incredibly vague and did not provide any specific numbers... and also, to me at least, created more questions than it answered. He made no case for his solution being the answer to Medicare's sustainability problem.

    The article also seemed to look only at the costs of Medicare.

    Although it is one of the major programs poised to further bankrupt the government, I believe it is okay for government to pursue tort reform on the basis that it will help individuals, companies and businesses.

    [I know malpractice lawyers will be hurt, but I'm sure they will find a way to make due]

    So, I'd be interested in learning whether Texas' attempt at tort reform caused the expenses of doctors, and therefore private insurance companies to be reduced.

    Once the costs of providing (and insuring...) care are reduced, we may achieve success getting them to pass these savings on to individuals.

    But let's not kid ourselves, even if we reduce their costs, we may have regulate just how much profit insurance companies make because the insurance industry is so uncompetitive.

  • Meanwhile, the health care providers in Brooklyn continue to sink.

    Half of Brooklyn hospitals on life support

    State urges orderly alliances.

    http://www.crainsnewyork.com/article/20110605/FREE/306059979

  • on topic:

    http://www.washingtonpost.com/blogs/ezra-klein/post/the-hard-truth-about-health-care-government-works/2011/05/19/AGcE95KH_blog.html?wprss=ezra-klein

    Posted at 10:11 AM ET, 06/07/2011

    The hard truth about health care: Government works

    By Ezra Klein

    Everyone knows — or should know — that the United States spends much more than any other country on health care. But the Kaiser Family Foundation broke that spending down into two parts, the government’s share and the private sector’s share (both measured as a percentage of total gross domestic product), then compared the results with figures from 12 other countries that are members of the Organization for Economic Cooperation and Development. And here’s the shocker: Our government spends more on health care than the governments of Japan, Australia, Norway, the United Kingdom, Spain, Italy, Canada or Switzerland.

    And it’s worse than that: Atop our giant government health-care sector, we have an even more giant private health-care sector. Altogether, we’re spending about 16 percent of the GDP on health care. No other country even tops 12 percent. Which means we’ve got the worst of both worlds: huge government and high costs.

    This is where a “serious conversation” on health-care costs would start — with what has worked, and what we can learn from it. Instead, it’s where our conversation about health-care costs never quite goes.

  • For Boygabriel

    From: "Hon. Richard N. Gottfried" <gottfrr@assembly. state.ny. us>

    To: (nope, not telling)

    Subject: Health Care for All New Yorkers Bill Introduced - "New York Health" Single Payer Plan for Comprehensive Health Coverage, Regardless of Income

    Date: Tue, 7 Jun 2011 12:19:07 -0400 (EDT)

    NEWS FROM

    Assembly Member Richard N. Gottfried

    State Senator Thomas K. Duane

    Contact: For Immediate Release:

    Ryan Streeter (Gottfried): 518-455-4941 Tuesday, June 7, 2011 StreeterR@assembly. state.ny. us

    Mischa Sogut (Duane): 518-455-2433

    Sogut@nysenate. gov

    Health Care for All New Yorkers Bill Introduced

    "New York Health" Single Payer Plan for

    Comprehensive Health Coverage, Regardless of Income

    All New York residents would receive comprehensive health coverage under "New York Health," a universal health care bill introduced by key legislators today. Under the plan, publicly-sponsored coverage would replace insurance company coverage, and premiums would be replaced by broad-based public financing based on ability to pay. The bill, A.7860/S.5425, introduced by Assembly Health Committee Chair Richard N. Gottfried and Senate Health Committee Ranking Member Thomas K. Duane, is co-sponsored by 62 other legislators.

    Gottfried and Duane were joined at the Albany press conference today by Dr. Garrett Adams, national president of Physicians for a National Health Program; Shaun Flynn of the New York State Nurses Association; Mark Dunlea, co-chair of Single Payer New York and Executive Director of Hunger Action Network of NYS; and Laurie Wen, Executive Director of Physicians for a National Health Program, New York Metro chapter.

    "We can get better coverage, get all of us covered, and save billions by having New York provide publicly-sponsored, single-payer health coverage, like Medicare or Child Health Plus but for everyone," Assembly Member Gottfried said.

    "New Yorkers need and deserve security when they are sick or injured, and should not fear for how they will pay for medical bills. Primary care and access to health care should be a right. A single-payer system is not only cost-efficient, but the fair and moral choice for New York," said Senator Duane.

    On May 26, Vermont Governor Peter Shumlin signed into law legislation that creates a single-payer system for that state. New York can be the second state to pass groundbreaking legislation that would provide a full benefit package to all New Yorkers that is more comprehensive than most commercial health plans.

    "The current system doesn't work for patients or health care providers, or for the employers, individuals, and taxpayers who pay for care and coverage today," Mr. Gottfried said.

    Under this plan, no one would have to give up the doctors or other providers they use. Instead of individuals and employers paying high premium costs, the coverage would be funded through a graduated tax on income, the legislators said. Deductibles would also be eliminated and co-payments would be non-existent.

    "Federal health care reform made major improvements, but it still leaves insurance companies with too much control over premiums. Premiums are unrelated to a consumer's ability to pay. Too often, patients and their doctors are left trying to figure out what is covered and then trying to get reimbursed. New York State can do better," Mr. Duane said.

    "Health coverage should be accountable to the people of New York, not to insurance company stockholders. We should get the administrative and cost savings of a single-payer system - which have been documented in repeated independent studies. It should be fairly funded based on ability to pay," Assembly Member Gottfried added.

    "The Physicians for a National Health Program salute Assembly Member Gottfried and Senator Duane for their vision for social justice for New Yorkers. "New York Health" is model health reform legislation, not only for the people of New York but for the nation," said Dr. Adams.

    "Two critical elements missing from the recent national health care package were ensuring that everyone had access to quality health care and controlling costs. That is why this state single payer proposal is so critical. Canada's universal health care system started at the province rather than the national level, and it will be up to states like Vermont and New York to show how to make health care an affordable right at a sustainable cost," said Mr. Dunlea.

    "Doctors and patients are sick of a system controlled by private insurance companies. They don't provide the services they overcharge us for and they make huge profits by denying care. What we need instead is a system accountable to the public, not to CEOs and shareholders. The Gottfried/Duane bill would restore the doctor-patient relationship and give doctors the freedom to take care of patients," commented Ms. Wen.

    In 2009, the "Partnership for Coverage" report by the New York State Health and Insurance Departments, based on an analysis by the Urban Institute, found that a single-payer plan would be the lowest-cost alternative for universal coverage, compared to plans relying on insurance companies and employment-based coverage.

    Single-payer plans like New York Health would save billions of dollars, including excess insurance company administrative costs and profit; and billing and collecting for hospitals, physicians and other health care providers. Current federal, state and local expenditures for health care services - primarily through Medicare and Medicaid - would be incorporated into the New York Health Plan to help pay for the program.

    Assembly Member Gottfried added, "By eliminating the need for any employer to provide health coverage for its workers, we would make New York dramatically more job-friendly, especially for small businesses, start-ups and low-margin businesses, while offering better and more secure coverage to every New Yorker."

    Single-payer health coverage is a system in which a single public or quasi-public agency pays for health care for all residents, but delivery of care is primarily private, as it is now. Patients would have freedom of choice of health care providers, and health care decisions are made by patients and their doctors, not by insurance companies. All New Yorkers would be covered for all medically necessary services, including: primary, preventive, and specialist care; hospital; mental health; reproductive health care; dental; vision; prescription drug; and medical supply costs.

    The cost of New York Health would not be new spending, the legislators said. For most people, it will be a substantial reduction in what they are now spending. When employers and individuals aren't "taxed" by out-of-control insurance company premiums and deductibles, most people's take-home pay will go up.

  • Hadn't heard about this, thank you

  • I predict that the insurance lobby will ensure that this bill goes nowhere.

  • booklaw said:

    I predict that the insurance lobby will ensure that this bill goes nowhere.

    I agree.

    Counter intuitively, the present state of affairs is also "profitable" to entities which lose money, such as hospitals.

    http://www.queenstribune.com/deadline/Deadline_031711_Hospital.html

    ...it's a lot like the bank bailouts

  • Battle Of The Health Plans

    Two Competing Proposals For A State Health Insurance Exchange Vie For Favor

    By Cathleen F. Crowley Albany Times Union June 8, 2011

    ALBANY -- Two proposals for a health insurance exchange are being floated around the state Capitol -- one that gives an exchange wide powers, and the other placing strong limits on its role.

    Insurance exchanges are being created across the nation as part of the federal health care overhaul act. They will be marketplaces where individuals and employees of small businesses can buy health insurance coverage.

    States have the option of running their own or using a federal exchange. New York plans to create its own entity, and is on a tight deadline to pass legislation in time to qualify for lucrative federal grants. This year's legislative session ends on June 20, and only six regular session days remain.

    The Times Union has obtained copies of the two plans -- one drafted by Republican Senate leaders and the other drafted by Gov. Andrew Cuomo's office. Neither plan has been officially introduced in either the GOP-controlled Senate or the Democrat-led Assembly.

    The governor's proposal would make the exchange a "public benefit corporation" with the power to regulate insurance plans and set minimum requirements for the plans offered through the exchange. This model also gives the exchange the authority to act as a buyer, putting the exchange in a position to negotiate discounted rates.

    The Senate proposal calls for a "public authority" that has no regulatory leverage unless empowered by the Legislature, and no power to act as a buyer.

    "It appears that the Senate Republicans' draft is a big insurance company dream bill," said Jessica Wisneski, legislative director for Citizen Action of New York. " (It) would do little to regulate the new insurance marketplace, or make sure that consumers have a good choice of quality plans."

    The Senate plan sets up the basic structure of the exchange, directing it to create procedures to certify and rate plans according to federal guidelines and maintain a website where consumers can shop and compare qualified plans.

    Cuomo's plan gives the exchange the power to limit the number of plans it would offer, and directs it to create a website with a standardized format for presenting the plans so consumer can compare benefits.

    "From what we know of the governor's bill, it would be a huge win for consumers," Wisneski said.

    Consumer advocates also like the leadership structure of the governor's plan. Under the proposal, the exchange would be overseen by seven voting board directors, including the state health commissioner, the superintendent of the Department of Financial Services, the state Medicaid director, and four directors appointed by the governor, including one recommendation from the temporary president of the Senate and one recommendation from the speaker of the Assembly.

    The Senate plan calls for nine voting directors -- three appointed by the governor, two appointed by the temporary president of the Senate, two appointed by the speaker of the Assembly, one appointed by the minority leader of the Senate, and one appointed by the minority leader of the Assembly -- and two nonvoting members: the superintendent of the Department of Financial Services and the health commissioner.

    "It's a very politically driven board," said Elisabeth Benjamin, co-founder of Health Care for All New York and vice president of the Community Service Society of New York.

    Leslie Moran, spokeswoman for the New York Health Plan Association, said that the trade organization for most of the state's managed care plans wasn't backing one proposal over another at this point.

    "We recognize that a (final) bill is going to meld elements of both," she said.

    The NYHPA does, however, have concerns about the creation under the governor's plan of a third regulatory body to oversee an industry that's already subject to the state departments of Health and Insurance.

    Rob Robinson, chairman of the Chamber Alliance of New York State, was similarly noncommittal in weighing the two plans, although he said his members "would like to see it bend more toward the Senate side."

    Currently, chambers of commerce provide small businesses with some of the services that could end up being handled by a more expansively designed exchange.

    "We don't want to end up competing with the exchange," Robinson said. "We want to be part of how it works out."

    Casey Seiler contributed.

    http://www.timesunion.com/business/article/Battle-of-the-health-plans-1414295.php#ixzz1OgLcJ5Vx

  • let the old people die!!! :p. but luckily for them they are a huge voting block lol.

  • Krugman:

    June 10, 2011, 10:19 AM

    Pensionscare

    Via Andrew Leonard, the rise in stocks since the financial crisis has made the financial position of public employee pension funds much better:

    “Public pension funds are experiencing a robust recovery from the historic market downturn of 2008-2009 — reporting strong investment returns, growing assets and funding levels on track to meet obligations,” said the National Conference of Public Employee Retirement Systems.

    The group, the largest trade association for public sector pensions, surveyed state and local systems representing 7.6 million people and assets exceeding $900 billion.

    It found that over the last year, funds have achieved an annual investment return of 13.5 percent, nearly double the 7.7 percent rate most assume.

    On average, said NCPERS, pension systems are 76.1 percent funded, meaning they can cover more than three-quarters of liabilities. Typically, pensions are considered fully funded when they surpass 80 percent.

    Things aren’t perfect, by a long shot. But that crushing pension deficit, which everyone knew was going to bankrupt all state and local governments? Mainly a creation of right-wing propaganda. Are you surprised?

    Leonard draws a wider conclusion:

    But the changed financial outlook does underscore an important point that defenders of public sector unions have been making for several years: Judging the financial prospects of a pension fund in the middle of a historic economic crash is a dumb thing to do. As the economy improves so too will fund performance.

    The lesson can be extrapolated to the larger challenges facing the federal government. The best deficit-reducing strategy is a growing economy that generates increased tax revenues. A misguided pivot to austerity, on the other hand, runs the clear risk of inducing slower economic growth, lower tax revenues and higher deficits.

    But the bleeding must continue until the patient recovers!

  • whynot, thanks for posting that article on the last page.

    Now the question is, how will this graduated tax look

    And will my employer be willing to give me some of what it would have paid for my health coverage? (laughsmileyface)

    You know how critical I am of anything, but this solution is so simple & sensible I have no rebuttal. My main hope is that the cost savings are real and big enough that it won't significantly add to our collective tax burden. This could really be big.

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