rental car insurance

An idea before you plunk down the $$:

If either of you works for a firm whose employees rent cars for company business, its contract with the rental company may include rights for employee personal use, with insurance coverage included. If so, check that company's rental price; you may do better.

meanderthal wrote: An idea before you plunk down the $$:

If either of you works for a firm whose employees rent cars for company business, its contract with the rental company may include rights for employee personal use, with insurance coverage included. If so, check that company's rental price; you may do better.

You should also check your credit card before doing it. Some cards automatically insure you for a rental car.

There are 2 kinds of insurance the the rental companies sell. Liability and Collision. Liability protects you and them if you hit someone and collision covers the car if it is damaged.

If you rent a car in New York State rental ageencies are requiered by law to provide the minimum legal requierments for liability, buy it isn't much, only like $10,000 or something

Most credit cards now when yourent a car will pay for what's called the loss damage waver, damage to the car. You should check you card's benifits and make sure that you are covered for not only the damage to the car put what ever the rental company might charge you for the tiem the car is out of service. American Express pays both.

That said I always rented with my Am Ex card and bought the extra liabilty insurance, but not the loss damage waver.

BTW I would always rent from Hertz or Avis in Stamford CT. it's about 1/2 of what it costs on in the city and theye both have an office at the train station in Stamford and will usually let you return the car to the city at no charge to you.